Baxter Insurance Agency
Progressive Auto Insurance
Progressive Liability Auto Insurance
Meet Texas requirements with Progressive liability coverage. Protect yourself from financial responsibility when you cause accidents. Get competitive rates from Houston's trusted Progressive agent.
What is Liability Coverage?
Liability insurance is the foundation of auto insurance in Texas. It protects you financially when you're at fault in an accident that causes injury or property damage to others.
Bodily Injury Liability
Covers medical expenses, lost wages, and pain/suffering for injured parties
Property Damage Liability
Pays for damage to other vehicles, buildings, or property you cause
Legal Defense
Covers attorney fees and court costs if you're sued
Texas Requirements
Minimum liability coverage required by Texas law
State Minimums
- • $30,000 bodily injury per person
- • $60,000 bodily injury per accident
- • $25,000 property damage per accident
Recommended Coverage
- • $100,000 bodily injury per person
- • $300,000 bodily injury per accident
- • $100,000 property damage per accident
Progressive Liability Coverage Options
Choose the right level of protection for your situation. Higher limits provide better protection against lawsuits and financial loss.
Basic Coverage
30/60/25 - Meets Texas legal requirements
Standard Coverage
100/300/100 - Better protection for most drivers
Premium Coverage
250/500/250 - Highest level of protection
*Rates shown are estimates. Actual rates depend on driving record, vehicle, location, and other factors.
Why Minimum Coverage Isn't Enough
Texas minimums were set decades ago. Today's medical costs and vehicle values far exceed these limits, leaving you vulnerable to lawsuits.
Real-World Costs
Average Emergency Room Visit
Serious Injury Treatment
New Vehicle Damage
Higher Limits Protect You
Asset Protection
Protects your home, savings, and future earnings from lawsuits
Peace of Mind
Drive confidently knowing you're properly protected
Affordable Upgrade
Higher limits cost surprisingly little - often $20-40 more per month
Better Settlement
Higher limits often lead to faster, more favorable claim settlements
Why Choose Progressive for Liability Coverage?
Progressive's liability coverage comes with industry-leading benefits and the personal service of Baxter Insurance Agency.
Competitive Rates
Progressive's liability rates are among the most competitive in Texas
24/7 Claims Service
Report claims anytime, anywhere with Progressive's 24/7 claims service
Expert Legal Defense
Progressive provides experienced attorneys to defend you in lawsuits
Multi-Policy Discounts
Save more when you bundle liability with comprehensive and collision
Complete Your Texas Auto Insurance
Liability coverage is just the foundation. Protect yourself completely with additional Progressive coverage options.
Comprehensive Coverage
Protect against theft, vandalism, weather damage, and more
Collision Coverage
Covers damage to your vehicle from accidents and collisions
Uninsured Motorist
Essential protection from drivers without insurance coverage
Want to understand all your options? Read our complete Texas auto insurance guideor learn about Texas auto insurance requirements.
Get Your Progressive Liability Quote Today
Save up to $800 annually with Progressive liability coverage through Houston's most trusted agent. Same-day coverage available.