SR-22 Insurance in Texas
Get your SR-22 certificate fast and affordable. We make the process simple.
What is SR-22 Insurance?
An SR-22 is not insurance itself, but a certificate that proves you carry the minimum required auto insurance in Texas.
SR-22 Certificate
- Filed directly with the Texas Department of Public Safety
- Proves you maintain continuous auto insurance coverage
- Required for license reinstatement after certain violations
- Must be maintained for the period specified by the court or DPS
Important Notice
If your SR-22 lapses or is cancelled, your insurance company is required to notify the state immediately, which can result in license suspension.
Continuous coverage is essential!
Who Needs SR-22 in Texas?
SR-22 certificates are typically required after certain driving violations
DWI/DUI Convictions
Required after driving while intoxicated or under the influence convictions
Driving Without Insurance
Caught driving without valid auto insurance coverage in Texas
Reckless Driving
Serious moving violations or reckless driving convictions
License Suspension
Required for license reinstatement after certain suspensions
At-Fault Accidents
Accidents while uninsured or with insufficient coverage
Multiple Violations
Accumulation of serious traffic violations or points
How We Make SR-22 Easy
Our streamlined process gets you back on the road quickly
1. Call Us
Speak with our SR-22 specialists who understand Texas requirements
2. Get Your Policy
We'll set up your auto insurance policy that meets SR-22 requirements
3. We File SR-22
We electronically file your SR-22 certificate with Texas DPS
Texas SR-22 Requirements
Minimum coverage limits required for SR-22 in Texas
$30,000
Bodily Injury per Person
Minimum coverage for injuries to one person in an accident
$60,000
Bodily Injury per Accident
Total coverage for all injuries in a single accident
$25,000
Property Damage
Coverage for damage to other people's property
Note: These are minimum requirements. We recommend higher coverage limits for better protection.
SR-22 Frequently Asked Questions
How long do I need to maintain SR-22?
Typically 2-3 years, but the exact period depends on your specific violation and court order. The Texas DPS will specify the required duration.
How much does SR-22 cost?
The SR-22 filing fee is typically $15-25. However, your insurance premiums may be higher due to being classified as a high-risk driver.
What happens if I let my SR-22 lapse?
Your insurance company must notify the state immediately, which will result in license suspension. You'll need to restart the SR-22 period.
Can I get SR-22 if I don't own a car?
Yes, you can get a non-owner SR-22 policy that provides liability coverage when you drive borrowed or rented vehicles.
Need SR-22 Insurance Today?
Don't let SR-22 requirements keep you off the road. Call us now for fast, affordable SR-22 insurance.
Available 24/7 • Same-day SR-22 filing • Competitive rates