Uninsured Motorist Coverage

Protect yourself when the other driver doesn't have insurance. Get comprehensive coverage that keeps you safe on Texas roads.

What is Uninsured Motorist Coverage?

Uninsured motorist coverage protects you when you're in an accident with a driver who doesn't have insurance or doesn't have enough insurance to cover your damages.

The Problem

  • • 1 in 8 drivers in Texas are uninsured
  • • Many drivers carry only minimum liability
  • • You could be left paying for damages
  • • Medical bills can be overwhelming

The Solution

  • • Coverage for medical expenses
  • • Property damage protection
  • • Lost wages compensation
  • • Peace of mind on every drive

Types of Uninsured Motorist Coverage

Uninsured Motorist Bodily Injury (UMBI)

Covers medical expenses, lost wages, and pain and suffering when you're injured by an uninsured driver.

  • • Medical bills and hospital costs
  • • Rehabilitation expenses
  • • Lost income compensation
  • • Pain and suffering damages

Uninsured Motorist Property Damage (UMPD)

Covers damage to your vehicle when hit by an uninsured driver.

  • • Vehicle repair costs
  • • Replacement value if totaled
  • • Rental car expenses
  • • Personal property damage

Why Uninsured Motorist Coverage is Essential

High Risk in Texas

Texas has one of the highest rates of uninsured drivers in the nation, making this coverage crucial for your protection.

Affordable Protection

Uninsured motorist coverage is relatively inexpensive but provides invaluable financial protection.

Complete Protection

Fills the gaps in your coverage, ensuring you're protected regardless of the other driver's insurance status.

Benefits of Our Uninsured Motorist Coverage

No deductible for bodily injury claims
Covers hit-and-run accidents
Protects all family members
Stacks with other policies
24/7 claims support
Fast claim processing

Don't Risk Going Unprotected

Get uninsured motorist coverage today and drive with confidence knowing you're protected from uninsured drivers.